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The Commons in Lincoln is a Type A, or Lifecare, Continuing Care Retirement Community. Read more to learn about the different types of retirement communities.
For more information on the unexpected living that can be done at The Commons in Lincoln, call us at 1-781-338-5985 or click here to contact us online.
Are all Continuing Care Retirement Communities the same?
No. While all Continuing Care Retirement Communities offer senior housing and on-site amenities, the types and cost of services may vary. The Commons in Lincoln is a Type A, Lifecare community.Close
What is a Type A/Lifecare Continuing Care Retirement Community?
A Lifecare community like The Commons in Lincoln will offer not only full-service housing and a wide range of amenities and services, but also complete on-site long-term health care. If assisted living, rehabilitation or skilled nursing care is required on a short-term or temporary basis, the resident would transfer to the appropriate level of care and continue to pay the standard monthly fee for basic care. For long-term care, a resident electing to vacate his or her independent living unit would continue to pay only the monthly fee for basic care or could choose to retain both units for an additional monthly fee. If a couple requires different levels of care, the couple would continue to pay only the monthly fee for basic care even if they lived in two separate locations at The Commons. In short, Lifecare communities such as The Commons promise to care for residents for the rest of their lives under most circumstances without significantly increasing their monthly fees.Close
What is a Type B/Modified Continuing Care Retirement Community?
These communities provide senior housing, services and amenities. Assisted living and skilled nursing care are typically provided in one of two ways: with a limited number of free days of care, as part of the entrance fee, with additional care billed at market rates per service, or at an ongoing, minimally discounted rate for care services. Health care services may be available on or off site, and two monthly fees may be incurred if couples require different levels of care.Close
What is a Type C/Fee-For-Service Retirement Community?
In a fee-for-service community, housing, services and amenities are provided under the resident agreement. Access to long-term health care, as needed, is typically guaranteed, but charged at fee-for-service market rates. If care becomes needed on a short-term basis, in order to maintain the independent living residence, the resident would be required to pay the monthly fee on that residence, plus the costs of housing and health care received in the assisted living or skilled nursing residence.Close
What kinds of services and amenities are included in the Commons’ monthly fee?
From dining, to home maintenance and activity programs, see our Lifestyle pages to learn about all of our thoughtful Services and Amenities. Some examples of services included are: 24-hour emergency call system, housekeeping, interior and exterior maintenance, scheduled transportation, and planned social, educational and cultural activities. Amenities on the Commons campus include multiple dining venues, a state-of-the-art fitness center, library, computer center and much more.Close
How does Lifecare compare to managing your own long-term health care needs?
Unlike long-term health care, Lifecare provides access to on-site assisted living, skilled nursing, rehabilitation, and memory care at a predictable monthly rate for life. With the rising costs of long-term health care, this plan offers peace of mind for the future, because if you ever need care, you will always know what you will pay and who will provide it. You will also know that, once accepted into the Lifecare program, The Commons will work with you on an appropriate payment plan if you have an inadvertent financial setback.Close
What if I already have long-term care insurance?
You may be eligible to receive benefits from your long-term care insurance policy if you need assisted living, memory care or nursing care. Your policy will likely work together with Lifecare and pay earned benefits directly to you. Consult with your insurance carrier or agent for answers about your individual policy.Close
Are there tax benefits for moving to a Lifecare community?
Substantial tax benefits may be available to residents of The Commons. As always, you should consult with your tax or financial advisor to guide you through the details of potential deductions. Several rulings by the United States Internal Revenue Service have established that a portion of your entrance fee and monthly fees may be deductible as a pre-paid medical expense. So you could take advantage of the tax benefits even if you live independently at The Commons, requiring little or no care.Close
How do I know a retirement community like The Commons is right for me at this time in my life?
Waiting until a health crisis strikes forces you to move, limits your choices in retirement living and will cause you to lose the benefits of living in a Lifecare community like The Commons. Why not enjoy your retirement, knowing you have planned well and taken control of your future? With The Lifecare Advantage, you have access to a variety of healthy, active lifestyle choices and practically limitless opportunities for social, spiritual and personal growth.Close